SA Loans: Atlas Finance Is Here To Help
When it comes to reliable SA loans and other financial solutions, Atlas Finance has been a trusted partner for over 30 years. We are a Proudly South African company. Whether you need a little extra cash for everyday expenses or a more substantial loan for a larger project, Atlas Finance offers loans that are easy to apply for and cater to a variety of needs.
What Documents Are Required to Apply for a Loan?
Before starting any SA loans application with Atlas Finance, it’s important to gather the necessary documents to ensure a smooth and fast process. Here’s what you’ll need:
- Your South African ID document or ID card
- Your most recent payslip (for proof of income)
- Your last three months’ bank statements
- An active bank account for loan disbursement
These documents help Atlas Finance quickly process your application and verify your financial status.
How Does Atlas Finance Check If You Qualify for a Loan?
Atlas Finance makes the SA loans application process simple and convenient, whether you’re applying online or visiting any of our 250+ branches. Here’s how we evaluate your eligibility:
- Online Application: fill out the online form and submit your documents.
- Credit check: Atlas Finance conducts a quick credit check to assess your income, credit history, and affordability.
- Branch visits: Prefer face-to-face interactions? Visit one of our many convenient branches, where our helpful agents will guide you through the process.
This streamlined process ensures you know exactly where you stand and can expect an informed decision about your loan.
Can Self-Employed Individuals Apply for Loans?
Currently, Atlas Finance requires any applicant to be permanently employed in order to qualify for a loan. This means that self-employed individuals don’t meet the eligibility criteria.
To apply for a loan, you must provide proof of full-time employment, such as a recent payslip and bank statements reflecting a stable salary.
If you’re unsure about your eligibility, you can visit your nearest Atlas Finance branch, where a friendly consultant can guide you through the requirements.
Can You Apply for a Loan If You Are Blacklisted?
Atlas Finance considers each applicant’s situation individually. While a credit score is a factor, Atlas Finance also considers your current financial stability and ability to repay the loan.
Responsible lending is Atlas Finance’s priority, and we aim to offer SA loans solutions that make financial sense for you.
How Much Interest Will You Be Charged on Your Loan?
Interest rates on any SA loans from Atlas Finance vary depending on the loan amount and the repayment period you select. Loan amounts range from R500 to R8,000 and repayment periods range from 1 to 6 months. The interest charged will depend on the specific terms of your loan, so it’s important to review the conditions carefully when applying.
Atlas Finance provides flexible and accessible SA loans solutions for a wide range of financial needs. Ready to apply? Click here to start your application with Atlas Finance today.
