Loan Tips & Articles

Looking for a loan can feel like a big task. With so many choices out there, it’s important to know what to look for and which questions to ask. Making a smart decision ensures you find a loan that fits your financial situation without causing future stress. Our guide will help you understand what matters when looking for a bit of financial assistance.

If you’ve ever stood in line at a supermarket kiosk or scrolled through money transfer apps late at night, you know sending money home is a part of life for so many South Africans and foreign nationals. What you’re doing isn’t just about rands and cents, it’s about showing up for your family no matter the distance. Whether you’re helping your mother put food on the table or making sure your brother can pay school fees, every transfer is a story of love, hope, and responsibility.

Ever get to the end of the month and ask yourself, “Where did all my money go?” Most of us have been there at some point. Just like keeping tabs on your physical health, regularly checking your financial health is essential. It will give you a snapshot of your current situation and help you spot small issues before they become bigger problems. No matter your goal, buying a house, sending your child to university, or retiring with peace of mind, getting honest about your finances is the first step.

Think about that great feeling when your salary lands in your bank account. For a moment, you might picture a weekend trip or a new pair of shoes. But before you get too far, you remember that a chunk of that money is already spoken for. Tax, UIF, and maybe a pension fund or medical aid payment are all taken off before you can touch it. What’s left is your disposable income. It’s the actual cash you have to work with each month. Understanding this number is the first step to getting a real grip on your finances. It’s not about how much you earn, but what you can do with the money you have.

For both housekeepers and gardeners, managing finances on a domestic worker’s salary is difficult and can feel challenging. As a domestic worker, you may qualify for a Domestic Worker Loan from Atlas Finance. These loans are designed specifically for housekeepers and gardeners. You can borrow up to R4000 and have up to 4 months to pay it back.

There’s nothing quite like the excitement of finding out you’re expecting. But alongside the excitement comes the financial responsibility, which can feel overwhelming, especially if you’re already trying to make ends meet. Here’s a practical guide to help you financially plan for your baby’s arrival, taking into account common expenses, how to tackle the unexpected, and finding support.

When things get tight and bills can’t wait, many of us look to credit for a quick fix. But here’s where things could get a bit confusing: do you apply for a fast payday loan or a short-term loan? Here’s what you need to know to help you make a smarter choice when cash flow problems come knocking. 

With food prices going up and the cost of living squeezing your budget, knowing how to save money on your grocery bill matters more than ever before. The good news is, with a few simple habits, you could save up to R1,000 a month, or more, just by changing how you shop.

As the start to a new school year or term looms, many single mothers face that familiar mix of excitement and financial stress. Beginning your shopping early will allow you to take advantage of sales, and together with planning and smart shopping, you can get your kids prepped for class within a budget. Here are our financial tips for single mothers​ to help you stick to that budget:

There’s a moment in every adult’s life when they hear the words “credit score” and feel a twinge of anxiety. This beginner’s guide will break down what is a credit score and why it matters!

If you’ve found yourself Googling “how to get cash quickly,” you’re not alone. Life very seldom goes to plan, and for young South Africans trying to cover unplanned costs or to make ends meet after a hectic month, Short Term Loans Online can be a quick fix when your wallet is stretched too thin. But how do you use these loans wisely without digging yourself into a deeper hole?

Your dream festival is just weeks away, but your wallet is already crying. Or maybe your favourite band just announced a surprise tour, and you have to grab tickets before they’re gone. Life happens fast, and sometimes your bank account just can’t keep up. That’s where online loan apps come in; they offer quick cash when you need it most.

Life has a way of throwing curveballs right when you least expect them. Whether it’s a surprise medical bill, a car repair, or an unexpected household expense, these moments can leave your budget feeling stretched to the limit. That’s where a cash advance loan can offer a lifeline to help cover these unforeseen costs.

Are Quick Loans Online Legit? What Every Mzansi Needs to Know!
Let’s be honest, when you’re stuck in a financial pinch and payday feels miles away, the idea of a quick loan online sounds like the perfect lifeline. But as fast and easy as it sounds, you can’t help but wonder, are these online loans safe, and are they legit?

If you can’t make monthly payments, debt doesn’t have to be your downfall. There are options you can consider.

Looking into personal loans South Africa? You’re not alone. With the current rising food prices, a volatile rand, and increasing living costs, more South Africans are turning to personal loans for a little extra help. But with many lenders and options out there, it’s important to know what you’re signing up for-especially with so many fly-by-night operators in the market.

Managing your money wisely is more important than ever. We’re in a time where living costs are rising and interest rates remain a hot topic in our South African economy, so it’s no surprise that many of us are looking for smarter, safer ways to access quick cash when life throws us a curveball. As the nation navigates these changes, that’s where Atlas Finance loans come in.

When it comes to reliable SA loans and other financial solutions, Atlas Finance has been a trusted partner for over 30 years. We are a Proudly South African company. Whether you need a little extra cash for everyday expenses or a more substantial loan for a larger project, Atlas Finance offers loans that are easy to apply for and cater to a variety of needs.

Understanding your National Credit Act (NCA) rights is essential for protecting yourself against unfair lending practices. The NCA, which governs credit in South Africa, is designed to ensure that consumers are treated fairly, transparently, and ethically when accessing credit. Whether you’re applying for a loan or managing debt, it’s important to be aware of the protections available to you under the NCA.

There’s no denying being under debt review is stressful, especially when you’re facing urgent financial needs. You might wonder if it’s possible to secure payday loans online while under debt review. In this article, we explain to you in great detail everything that you need to know about qualifying for this loan if you are under debt review.