Our Short Term Loans & More Finance Products

At Atlas Finance, we believe that we really understand our customers and the unique short term loans needs of each and every individual that we help.

We like to offer as much flexibility as we can so that you are able to make informed choices as to the kind of loan that would suit you. We’re offering you up to 6 months for repayment of the short term loans.

Whether you want to give your child a brighter future through education, do those much-needed car repairs or home improvements, or even just stock up on groceries, we’ll offer you short term loan solutions that will suit your specific needs.

To get the ball rolling on your short term loan options and more, give us a call, visit one of our branches, or fill out our online application form. See how our family can help yours.

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Cash Loans & Short Term Loans

Cash loans of R500 up to R8000 with a 1 to 6 month payment period. Short term loans are available at all branches countrywide or click here to apply online now. Remember to have your documents on hand:

  • Latest payslip
  • Latest 3 months bank statements
  • Copy of your ID

Short term loans & cash loan benefits:

  • Loan Cover:
    With Credit Life Benefit, your loan will be paid up in the event of your Death, Disability or Retrenchment
  • Funeral cover
  • HIV Counselling & Medical Cover
  • Ambulance benefit
  • Legal Advice
  • Grocery coupons
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Debt Review Clearance

We have a team dedicated to getting you out of the debt trap you are currently in. Give one of our skilled clearance specialists a call on 0800 204 679.
We are committed to helping you unflag your credit status so that you can get credit for the things that really matter.

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Cross Border Money Transfers

At Atlas Finance, you can put cash in your pocket whilst also helping you send cash to your family cross border. We transfer to most countries excluding Swaziland and Lesotho, with transfer fees starting from as little as R25.
Available at all branches countrywide or click here to register.

Atlas Finance is your one stop shop to take a loan and send money home.

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Loan Consolidation

Did you know that Atlas Finance is also able to consolidate your debt so that you can improve your cash flow?
Speak to a Consultant in branch about our cash flow solution product – designed to help you reduce your monthly payments.
Or call 0800 204 679 today.

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Domestic Worker Loans

Cash loans of up to R4000 are available with up to 4 months to pay. Both housekeepers and gardeners are eligible for a Domestic Worker loan. Apply at your closest Atlas Finance branch. To qualify simply bring in the following:

  • ID/Passport
  • 3 months bank statements
  • Bank card

Loan Consolidation

Did you know that Atlas Finance is also able to consolidate your debt so that you can improve your cash flow?
Speak to a Consultant in branch about our cash flow solution product – designed to help you reduce your monthly payments.
Or call 0800 204 679 today.

Domestic Worker Loans

Cash loans of up to R3000 available with a 3 month payment period. Apply at your closest Atlas Finance branch. To qualify simply bring in the following:

  • ID/Passport
  • 3 months bank statements
  • Bank card

The Benefits of Short Term Loans

A short term loan provides you with fast access to smaller loan amounts of money that you can repay over a few months or less. 

In our case, our short term loans offer allows you to loan up to R8000 and choose to repay over 6 months. The funds for your short term loan are paid into a NuCard (for added safety)  in as little as 1 business day when applying online. If applying in-store at one of our 250+ Atlas Finance branches, you could leave the branch with cash loaded on your NuCard (provided you bring all of the required documents and meet the finance requirements) hence, these are often referred to as “same day loans”.

These small, temporary short term loans offer many benefits compared to long-term loans – wherein you loan a large sum of money and repay that over many years. 

The benefits of short term loans include: 

  • Covering unexpected expenses quickly.
  • Shorter payback periods of 6 months or less mean that you accrue less interest. Thus, you end up paying less for a short term loan. 
  • Short term loan providers can offer more flexible qualifications and better approval odds. 
  • By loaning smaller amounts over shorter periods, you can maintain good financial health and avoid long-term debt obligations. This is especially beneficial if you are trying to improve your credit score by paying back your debts in full and on time. 

Looking to apply for short term loans with Atlas Finance, or perhaps learn more about our financial services? Apply online or contact us now. Alternatively, visit a branch near you today.