Back to School Promotion


Promotion Terms & Conditions
By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run from 26 December 2025 to 10 January 2026

The Offer:
Win your share of back to school hampers worth R10,000

To be eligible to be entered into the draw, you must:

  • Be successfully granted a new loan from Atlas Finance between Friday 26 December and Saturday 10 January 2026.

Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win a share of back to school vouchers worth R10,000

The draw will be a fully audited process to ensure a fair process is followed in the selection of the winners.

The winners will be notified of their win and prizes will be sent to the winners.

No correspondence will be entered into.

The prize is not exchangeable for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be made without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

Win R10,000

Promotion Terms & Conditions
By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run from 1 December 2025 to 23 December 2025

The Offer:

Win R10,000 cash

To be eligible to be entered into the draw, you must:

  • Be successfully granted a new loan from Atlas Finance between Saturday, 1 December and Tuesday, 23 December 2025.

Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win R10,000 cash

The draw will be a fully audited process to ensure a fair process is followed in the selection of the winners.

The winner will be notified of their win and prize will be sent to the winner.

No correspondence will be entered into.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be made without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

Win Your Loan Back

Promotion Terms & Conditions
By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run from 1 December 2025 to 6 December 2025

The Offer:
Win your Atlas Finance loan back

To be eligible to be entered into the draw, you must:

  • Be successfully granted a loan from Atlas Finance between Monday, 1 December and Saturday, 6 December 2025.

Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win their loan back.

The draw will be a fully audited process to ensure a fair process is followed in the selection of the winners.

12 winners will be drawn from all eligible clients. There will be 2 winners drawn per day from 1 to 6 December.

The winners will be notified of their win.

No correspondence will be entered into.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be made without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

Black Friday 2025

Promotion Terms & Conditions
By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run from 24 November 2025 to 29 November 2025

The Offer:
Win your Atlas Finance loan back

To be eligible to be entered into the draw, you must:

  • Be successfully granted a loan from Atlas Finance between Monday, 24 November and Saturday, 29 November 2025.

Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win their loan back.

The draw will be a fully audited process to ensure a fair process is followed in the selection of the winners.

12 winners will be drawn from all eligible clients. There will be 2 winners drawn per day from 24 to 29 November.

The winners will be notified of their win.

No correspondence will be entered into.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be made without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

Win your share of Grocery hampers worth R10 000!

Promotion Terms & Conditions
By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run from 15 November 2025 to 30 November 2025

The Offer: 

Take a new loan this November and WIN your share of grocery hampers worth R10,000

To be eligible to be entered into the draw, you must:

  • Be successfully granted a new loan from Atlas Finance between Saturday, 15 November and Sunday, 30 November 2025.

Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win a share of R10,000 worth of grocery hampers.

The draw will be a fully audited process to ensure a fair process is followed in the selection of the winners.

The winners will be notified of their win and prizes will be sent to the winners.

No correspondence will be entered into.

The prize is not exchangeable for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be made without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

Win Your Share of Appliances Worth R10,000

Promotion Terms & Conditions
By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run from 15 October 2025 to 31 October 2025

The Offer:

  • New clients – Take a loan this October and WIN your share of appliances worth R10,000 (fridges, kettles, microwaves, air fryer & more!)
  • Clients: Refer your friend or family and score up to R1,050 cash when their loan is approved.

To be eligible to be entered into the draw, you must:

  1. New clients take a loan 
  2. Be successfully granted the loan from Atlas Finance between Wednesday, 15 October and Friday, 31 October 2025.


Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win a share of R10,000 worth of appliances.

The draw will be a fully audited process to ensure a fair process is followed in the selection of the winners.

The winners will be notified of their win and prizes will be sent to the winners.

No correspondence will be entered into.

The prize is not exchangeable for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be made without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

Coupons and Voucher Competitions T&Cs

By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

To be eligible to receive coupons, you must:

  • Apply and be successfully granted a loan from Atlas Finance.
  • Be an existing client of Atlas Finance
  • Each coupon is valid for a specific product , retailer , and time period as listed in the offer.
  • Coupons are single-use , non-transferable , and cannot be exchanged for cash.
  • Coupons are valid for South African residents aged 18 or older only.
  • Only one coupon per qualifying product may be redeemed, unless otherwise stated.
  • Coupons cannot be used together with other promotions, discounts, or coupon offers unless specified.
  • Lost, stolen, or expired coupons cannot be replaced or reissued.
  • Use of any digital coupon implies acceptance of all applicable terms and privacy policies.
  • Atlas Finance reserves the right to amend or withdraw coupon offers at any time without notice.
  • All promotions are subject to South African law.
  • Coupons will be sent to clients via sms.

Atlas Finance accepts no responsibility for lost coupons or incorrect contact details.

The prize voucher is not transferable and cannot be exchanged for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants/winners participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

E and OE.

Refer 2 Earn Promotion Terms & Conditions

Promotional Dates:
Commences: 01 December 2023 – Ongoing

The Offer:

  1. A client who has previously taken a loan with Atlas Finance can refer a NEW client (a person who has NEVER taken a loan with Atlas Finance and that client successfully takes out a loan at Atlas Finance
  2. Upon successfully achieving point 1, the referrer will be eligible to earn a 7,5% commission of the loan amount
  3. Referrals to existing clients (someone who has previously taken a loan or has a current loan with Atlas Finance will not be eligible for commission
  4. Only one commission payout can be redeemed per new, successful referral
  5. You may earn a commission every time a new referral is successfully approved
  6. Atlas Finance sales representatives do not qualify for the promotion
  7. Existing Atlas Finance agents qualify for the promotion


The Referral Process:

  1. Receive an SMS from Atlas Finance containing your client ID.
  2. Give this code to your prospective Client that you are referring to Atlas Finance, who will need to provide it to the branch when applying for a loan
    1. This code MUST be given at the time of applying for the loan and not afterward
    2. Any code given after the loan has been issued will be null and void
    3. The referee must check that the code is captured correctly by the Atlas Finance branch
  3. Once the loan is approved and the code is assigned to the loan, then the referral will be validated by Head Office
  4. Once validation is complete, then the redemption of commission process will commence.
    1. This may take up to 2 weeks for validation

General:

  1. The promotion is held in accordance with the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act 4 of 2013, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.
  2. Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.
  3.  All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.
  4. In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.
  5. Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.
  6. If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.
  7. By participation in this promotion all entrants/winners participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.
  8. Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.
  9. By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

E and OE.

Black Friday Promotion Terms & Conditions

By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run for one day only – 24 November 2023.

The Offer:

You could WIN your loan paid up, when you successfully take a loan with Atlas Finance on Friday, 24th November 2023.
To be eligible to be entered into the draw, you must:

  • Apply for a loan online at www.atlasfinance.co.za/apply-loan.
  • Be successfully granted the loan from Atlas Finance online on Friday, 24th November 2023.
  • By SMSing your SA ID number to 44811, you will be granting permission for an Atlas Finance consultant to contact you to discuss your financial needs.
  • Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win their loan paid up.
  • The draw will be a fully audited process to ensure a fair process is followed in the selection of the winner.
  • The winner will be notified of their win and the consultant will advise the winner of the paid-up process, and no correspondence will be entered into.
  • The prize is not exchangeable for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.
If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

E and OE.

Keep Lit Waya Waya Promotion T&Cs

By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

The promotion will run from Saturday 15 July to Tuesday 15 August 2023.

The Prize:

You stand the chance to Win 1 of 10 Portable Power Stations when you take out a loan with Atlas Finance

To be eligible to receive an entry into the competition to Win 1 of 10 Portable Power Stations, you must:

  • Apply and be successfully granted a loan from Atlas Finance either via an in-branch application or online.
  • By SMSing your name to 44811, you will be granting permission for a consultant to contact you to discuss your financial needs.
  • Each successful loan granted during the promotional period will automatically be entered into the draw to win 1 of 10 Portable Power Stations.
  • The draw will be a fully audited process to ensure a fair process is followed in the selection of the 10 winners.
  • The 10 winners will be notified of their win and arrangements will be made to have the prize delivered to the winners.

The prize awarded is non-transferable and cannot be exchanged for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants/winners participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

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Voucher Booklet Promotion T&Cs

By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

The promotion will run from Friday 18th November 2022 to 31 January 2023.

To be eligible to receive a voucher booklet, you must:

  • Apply and be successfully granted a loan from Atlas Finance.
  • Be an existing client of Atlas Finance

A voucher booklet will be given to each existing client by the consultant in the branch.
Should an existing client apply online:

  • The client will be given an option to collect their voucher booklet at their nearest Atlas Finance branch or to have the booklet couriered to them will be offered by the consultant.
  • Should the client be uncontactable after 3 attempts, the consultant will cease attempting to contact the client. In this instance, the client could contact the call centre on 0800 204679

Atlas Finance accepts no responsibility for lost voucher booklets.

The booklet must be taken as-is. The prize is not transferable and cannot be exchanged for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants/winners participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

E and OE.