How to Apply?
- Get instant online payday loans quickly and easily! Let us know how much you need.
- Click the “Start Your Application Process”” to apply for your loan
- Choose how much you would like to borrow, and for how long
- Fill out the quick application form, providing us with your latest payslip, 3 months bank statements and a copy of your ID
- We will do a quick fraud, banking and credit check using the details you provide, so please be truthful to avoid slowing down your application
- If approved, the money is yours. Easy as that.
- We will collect a debit order from your specified bank account on the repayment date, so ensure the required funds are available
How we can help?
Looking for an online cash loan… either a maximum affordable loan (where you apply for the largest amount possible relative to your salary… or a specific affordable loan (where you apply for an amount that you need). Some online cash loans are paid off when your next payday comes around, others are over a longer period. Whatever your financial needs, Atlas Finance is the right place to start applying.
Enjoy our simple solution to applying for a personal loan – drag the sliders to your online cash loan specifications. Once satisfied, fill in your personal details, we will run a quick credit check, and then have your cash loan sent to your account.
We provide instant payday loans for up to a month, with no catches or hidden costs because we want you to live comfortably and pay your debts. You will always know upfront what the cost of your cash loan will be, including the annual percentage rate of between 36% to 60%, so you can be sure of the loan cost before applying. Always consider your ability to repay your short term loan before applying as non-payment will have serious consequences.
This easy online service is available in a few clicks – don’t wait in queues, fill out paperwork or sit for hours on the phone. With the flexibility of choice when it comes to cash loans, applicant’s can borrow exactly how much they need and the time period they need before they can pay it back.
Short Term Loans
- Borrow from R200 to R8000 with a 61 to 180 day repayment
- Interest from 36% APR to maximum 60% APR
- Customer protection insurance for peace of mind
How much interest will I repay?
The online loan and all fees, costs and charges are reflected upon application. What you see, is what you get. No hidden costs.
Fee & Interest Breakdown Summary
- Service fee R60.00 per month plus 15% VAT
- Initiation fee 15% on first R1000.00, +10% on any value above R1000.00, to a max of R1000.00, plus 15% VAT
- Credit life – 1.1% of total loan amount
- Interest rate 0.17% per day up to a max 5% per month
- APR ranges from 36% APR to maximum 60% APR
- Borrow R2,500 for 90 days
- Interest & Fees R945.46
- One repayment of R3,445.46
- Representative 60% APR
Fees & Interest are based on regulations set out in Chapter 5 of the NCA no.34 of 2005.
Atlas Finance promotes responsible lending, please do not expose yourself to credit if you know you cannot afford it.