Flexible & Custom Loans

Atlas Finance has been in the financial services industry for decades, helping people reach their financial goals for over 30 years! In that time, we’ve come to understand what our clients need and how we can offer them even more value with loans and other financial services.

Everyone’s financial situation is unique, so we’re offering you even more ways to customise your loans from Atlas Finance. These include:

• Loan Amount – Choose to loan between R500 and R8,000. 
• Loan Repayment Period – Repay your quick loans within 1 to 6 months. 
• Accessibility – Apply for your loans at one of our 250+ branches nationwide, or start your online loan application right now. 
• Value-Added Extras – By simply taking out a loan with Atlas Finance, you get free automatic benefits like the Credit Life Policy –  protecting you and your family. Top-up options may also be available should you need more money.
• Loan & Financial Service Type – Not only do we offer cash loans, but we offer many more financial services from domestic worker loans to cross-border transfers & more!

Atlas Finance Loans: Quick Loan Application & Payouts

When you need fast financing for investing in your dreams, covering unexpected expenses or more – Apply for quick loans at Atlas Finance now. 

We prioritise easy & time-effective applications so once you pass the affordability checks & your quick loans are approved – you can get quick loan payouts when you need them most.

Loans Solutions – How We Deliver Quick Loans

The key to providing quick loan approvals and funding is utilising technology to make the process as streamlined and automated as possible. We can do this in two ways: 

Quick Loans In-Person 

You can apply for quick loans in person at an Atlas Finance Branch near you. 

To make this quick loans application in person, we have set up over 250 Atlas Finance branches nationwide so you can visit a branch near you and find out about your quick loans same day application while you wait. You can also ask questions and get clarity on your financial health. 

Upon a successful quick cash loans application, you could be leaving one of our branches with cash on your NuCard which can be used at any ATM and respected retailer. 

Quick Loans Online 

By having a quick loans online application, we empower you to apply for quick loans online from anywhere. This allows us to pull key applicant information like credit data instantly – helping us speed up the loan application process.

An Atlas Finance representative will then call you to either request more documents or inform you about your application’s success. 

Please be sure to keep your phone around so you can answer quickly and increase the speed of your quick cash loans.

Tips to Speed Up the Process

Want to make your quick loan application even quicker? Be sure to have all of the required documents ready to minimise delays and allow us to start the various assessments sooner. These documents include: 

• Original ID document OR Passport & Work Permit (for Foreigners)
• 3 months’ bank statements
• Latest payslip

By minimising the wait time wherever possible, Atlas Finance can deliver flexible financing in as little as 24 hours, providing fast loans and rapid access to funds.

Types of Loans: What’s the difference?

Personal Loan:

• A Personal loan is a type of loan used for personal expenses. It can vary from short-to-moderate-term loans, however, Atlas Finance only offers personal loans with a short-term repayment period of up to 6 months (depending on your affordability and credit score). To learn more or apply now, click here.

Payday Loan:

• A Payday Loan, also known as a one-month loan, is a small loan extended over a payment period of one month and payable on your next payday. These payday loan amounts can vary depending on your loan affordability and credit score assessment and are repaid via direct debit to coincide with your next pay date.

Domestic Worker Loan:

• This type of loan is specially designed for domestic workers. Atlas Finance has built this loan offering to empower our customers, making it easier for domestic workers to get reliable and legitimate loans – including: 
  • Loan up to R4,000 and have a repayment period of up to 4 months (depending on your affordability and credit score). 
  • NO PAYSLIP to apply for loans for domestic workers, only 3 months bank statements. (so  your salary needs to be paid into your bank account)
  • To learn more about loans for Domestic Workers, click here. 

Short Term Loan:

• A short term loan is a type of loan that can take up to 6 months to repay; depending on your affordability, needs, and credit score. The amount (up to R8,000) you can loan is also dependent on these factors. Popular types of short term loans include 3 month loans (payable over 3 months), and 6 month loans (payable over 6 months). 

Emergency Loan:

• An emergency loan is a type of loan needed for an unexpected or emergency expense, such as a medical bill. These are often quick loans that can deliver your funding quickly. Depending on your affordability and credit score, you can get an emergency loan payout up to R8,000 in as little as 24 hours!