Atlas Finance: Bizana 2
Bizana, Eastern Cape
Trading Times:
Mon – Friday: 8am – 4:30pm
Saturday: 8am – 1pm
Sundays: Closed
Public Holidays: Times may differ
Bizana 2 Loans & More Services From Atlas Finance
For a diverse selection of financial solutions including: Bizana 2 Loans, Debt Review Clearance, Cross Border Money Transfers (via our partner Ria) and Domestic Worker Loans, visit your nearest Atlas Finance Branch in Bizana in the heart of the Eastern Cape province of South Africa. Part of the Alfred Nzo District Municipality, Bizana offers a unique blend of commercial activity to the surrounding communities
For the best advice and quick processing of Bizana payday loans, please bring:
– South African ID Document.
– Payslip or proof of income.
– 3 Months’ bank statements.
Want online loans instead? To apply for your cash loans online, click here.
Get More Flexibility When You Take a Loan With Atlas Finance Bizana
Atlas Finance operates as a South African Financial Services Provider specialising in short-term loans. We are an Authorised Financial Services Provider and Registered Credit Provider. NCR Registration Number: NCRCP1310
Every person has different financial goals, so we’ve prioritised giving you as much flexibility as possible so you can make informed choices that best meet your specific needs. These include:
- Accessibility – Apply in person at our Bizana branch located in Bizana Walk Shopping Centre, one of our 300+ branches nationwide, or start your online loan application from the comfort of your home.
- Additional Extras – Top-up options may be available should you need more money
- Loan Options
-
- Borrow from R500 to R20,000
- Repayment periods: 1–9 months (61–270 days)
- Interest rates: 36%–60% APR
- Credit life cover included for peace of mind
- Clear, transparent fees
- No hidden charges
More Reasons Why You Should Choose Atlas Finance Fast Easy Loans In Bizana
- Reliability: We are a certified & registered financial services provider, prioritising responsible lending to protect your financial well-being.
- Variety: We offer fast easy loans and additional financial solutions like debt review clearance, cross-border money transfers and domestic worker loans to suit your unique needs.
- Expertise: We have over 32 years of experience helping families reach their goals. Enjoy quality customer service, expert advice and more when you speak with our Atlas Finance Bizana team.
When You Need a Helping Hand, Choose A Company That Cares.
We’re a family-owned business, we understand the many reasons you could need a helping hand in the form of a fast easy loan, whatever stage of your life. From paying school fees to car repairs, home improvements to unforeseen medical bills, or even stocking up on groceries or filling up your petrol tank. Whatever the reason, we offer many short-term and payday loan solutions at our Bizana Walk Shopping Centre branch to suit your needs.
Looking for Loans Near Me?
Atlas Finance Loan Terms at a Glance
Need a short-term financial boost? With Atlas Finance, you can borrow from R500 to R20,000 and choose a repayment term that suits you – anywhere from 61 to 270 days.
- Interest rates: From 36% APR to a maximum of 60% APR
- Credit life cover is included for your peace of mind
- Clear, transparent fees. No hidden charges
How Much Interest Will I Pay?
All fees and charges are shared upfront before you accept the loan. What you see is exactly what you pay – no surprises.
Fees & Interest Breakdown
Interest
- 5% per month on the total deferred amount
(includes loan amount, initiation fee and VAT) - After your first loan of the calendar year, any additional loans will be charged at a reduced rate of 3% per month
Fees
- Service Fee: R60 per month + VAT
- Initiation Fee: R165 on the first R1,000, plus 10% on any amount above that
(Capped at R1,050 + 15% VAT)
Credit Life Cover
You’ll be charged R5.50 per R1,000 borrowed to cover your loan amount in the event of:
- Death
- Retrenchment
- Disability (including temporary disability)
This insurance ensures your loan is protected should anything unexpected happen.
Representative Loan Example
Take a loan of R2,500 for 90 days
Interest & Fees: R945.46
One repayment of R3,445.46
Representative 60% APR*
Fees & Interest are based on regulations set out in Chapter 5 of the NCA no.34 of 2005.
Atlas Finance promotes responsible lending.
Loans are granted based on your affordability and credit score.
The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.
