All participants are and will be bound by the terms and conditions as set out herein:
- Who may enter
The competition is open to Atlas Finance customers, provided that the customer is at least 18 years old (as at the date of entry) and, as at the date of the draw (being 15 October 2019), in possession of a valid South African driver’s licence.
- Who may not enter
Directors, officers, members, partners, shareholders, employees, advisors, contractors and consultants of Atlas Finance and any other person who directly or indirectly controls or is controlled by Atlas Finance, as well as any person who supplies goods or services to Atlas Finance in connection with the competition, and all of the aforementioned persons’ immediate family members and life partners, may not enter the competition and shall not be eligible to be selected as the winner of the competition.
- How to enter
Members of the public who have followed the two steps to enter will be automatically entered into the draw, provided that their loan application has been recorded.
- Competition period
The competition starts on 15 July 2019 at 00h00 and closes at 23h59 on 30th September 2019.
5.1. The winner of the competition will win a 2019 Renault Kwid valued at R157 900.
5.2. The prize does not include any optional extras of whatsoever nature (e.g. smash and grab windows) and is limited to the standard model only.
5.3. The prize is not exchangeable for cash and is not transferable.
5.4. The winner of the competition will be solely responsible for any licensing, registration and “on the road” fees, fuel, maintenance and servicing, and insurance cover in connection with and/or in respect of the vehicle.
- Draw and notification of winner
6.1. The winner will be randomly selected on 15 November 2019. The draw will be audited and there will only be one winner.
6.2. The winner will be required to submit valid identification (being a South African green bar-coded identity book, a SmartID card, or a valid South African driver’s licence) before receiving the prize. If the winner does not respond and claim the prize within 7 days of the date of the draw, Atlas Finance reserves the right to draw a replacement winner. Any such replacement draw will be audited.
6.3. In addition to the above, the winner will also have to comply with any other reasonable validation procedures as may be required by Atlas Finance in order to claim the prize. Copies of the winner’s ID book and driver’s licence will be made for Atlas Finance’s records.
6.4. Atlas Finance will use its reasonable efforts to contact the winner telephonically, by calling the contact number that the customer has indicated on the entry.
6.5. If Atlas Finance is unable to contact the winner after reasonable efforts to do so as set out above, or if the winner does not claim the prize within 7 days of the date of the draw, then that person’s entry and right to win the prize will be deemed to have been forfeited and waived, and Atlas Finance may then randomly draw another winner from the pool of remaining participants. Any such replacement draw will be audited.
6.6. Following the draw on 15th October 2019, the name of the winner will be announced on Atlas Finance’s various Social Media Platforms.
6.7. By entering the competition, each participant (and the prize winner in particular) gives Atlas Finance the right to publish the prize winner’s name and photograph in any advertising and/or promotional material or event, on Atlas Finance’s Social Media Platforms, in any print media, at any point of sale and/or in any public relations material. The nature and manner of such releases will be determined within the sole discretion of Atlas Finance.
7.1. Each participant warrants, represents and undertakes that the information provided by them in connection with the competition is accurate, correct and complete. Without limitation, any of the following acts on the part of a participating – dishonesty, misrepresentation, fraud, identity theft and the like – shall result in an immediate disqualification and forfeiture of such participant’s entry. If the prize winner is found to have committed any of the aforementioned acts, the draw will be declared void and will result in a further draw being held and a new winner being announced. Atlas Finance shall not in any manner whatsoever be liable to any participant in respect of any damages and/or losses of whatsoever nature and howsoever arising which a participant may suffer as a result of the draw being declared void for any of the abovementioned reasons.
7.2. If the winner is a person who is not eligible to have entered the competition, for any reason whatsoever, then Atlas Finance will invalidate the entry, and will draw a new winner. Any such replacement draw will be audited.
7.3. The prize must be collected by the prize winner on such date and at such place as is determined by Atlas Finance in its sole discretion. Atlas Finance is not and will not be liable for any costs (of whatsoever nature and howsoever arising) incurred or to be incurred by the winner in claiming or utilizing the prize. The prize winner indemnifies Atlas Finance accordingly.
7.4. All risk in and to, and benefit and ownership of, the prize shall pass to the winner on the date specified by Atlas Finance for the collection thereof (notwithstanding that the winner may not collect the prize on such date).
7.5. At the end of the competition, all of Atlas Finance’s obligations of whatsoever nature and howsoever arising in regard to the competition as well as in regard to the prize shall automatically terminate.
7.6. In the event of a dispute in regard to any aspect of the competition and/or these terms and conditions, Atlas Finance’s decision will be final and binding on all participants and no correspondence will be entered into.
7.7. Atlas Finance is entitled in its entire discretion to reject any entry or participant if it, acting reasonably, believes there has been any irregular, fraudulent or mala fide conduct by, or on behalf of, such participant, and Atlas Finance will not be obliged to notify participants of entries that are rejected.
7.8. Atlas Finance may refuse to award the prize if entry procedures or these terms and conditions have not been adhered to or if it detects any irregularities, mala fide or fraudulent practices by, or on behalf of, any person claiming the prize.
7.9. The competition is also subject to, and must be read in conjunction with, Atlas Finance’s existing terms and conditions applicable to the use of its products and services.
7.10. If the competition is held to be or becomes unlawful or if Atlas Finance is required by the Minister of Trade and Industry or the National Consumer Commission or the Internet Service Providers’ Association or any other governmental and/or regulatory authority to alter any aspect of the competition, then to the full extent permitted by law, Atlas Finance reserves the right to suspend or terminate the competition immediately and without notice, in which event all participants agree to waive (and shall be deemed to have waived) any rights that they may have in terms of the competition and all participants accept (and shall be deemed to have accepted) that Atlas Finance shall not in any manner whatsoever be liable to or have any liability towards any participants, and each participant indemnifies Atlas Finance accordingly.
7.11. Atlas Finance reserves the right to amend the details of and pertaining to this competition, in which event these terms and conditions shall be amended accordingly.
7.12. Atlas Finance reserves the right to cancel or suspend the competition if circumstances arise outside of its control. In such event, each participant agrees to waive (and shall be deemed to have waived) any rights of whatsoever nature it may have in terms of the competition, and each participant accept (and shall be deemed to have accepted) that Atlas Finance shall not in any manner whatsoever be liable to or have any liability towards any participants arising from or in connection with such cancellation or suspension, and each participant indemnifies Atlas Finance accordingly.
7.13. Under no circumstances will Atlas Finance be liable to any participant for any consequential, indirect, incidental, punitive or special damages of whatsoever nature (including for any loss of business opportunities, loss of profits and/or loss of anticipated savings).
- Limitation of liability
To the full extent permitted by law:
8.1. Atlas Finance is not and shall not be liable for any technical failures affecting participation in the competition. Atlas Finance, its associated companies, agents, contractors and any of its personnel involved in this competition, assume and shall have no liability of whatsoever nature for any direct or indirect loss or damage, death or injury arising from or in any way associated with participation in the competition or from using the prize or for any loss or damage, death or injury howsoever arising.
8.2. Atlas Finance assumes and shall have no liability of whatsoever nature arising from or in connection with any entry that has been omitted from participation for any reason whatsoever.
8.3. Atlas Finance may in its sole discretion amend these terms and conditions at any time, without notice, and such amendment shall be deemed to have taken effect from the date of publication of the revised terms and condition on the website www. atlasfinance.co.za