Black Friday Promotion Terms & Conditions

By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

Promotional Dates:
The promotion will run for one day only – 24 November 2023.

The Offer:

You could WIN your loan paid up, when you successfully take a loan with Atlas Finance on Friday, 24th November 2023.
To be eligible to be entered into the draw, you must:

  • Apply for a loan online at www.atlasfinance.co.za/apply-loan.
  • Be successfully granted the loan from Atlas Finance online on Friday, 24th November 2023.
  • By SMSing your SA ID number to 44811, you will be granting permission for an Atlas Finance consultant to contact you to discuss your financial needs.
  • Each successful loan granted during the promotional period will automatically be entered into the draw to stand a chance to win their loan paid up.
  • The draw will be a fully audited process to ensure a fair process is followed in the selection of the winner.
  • The winner will be notified of their win and the consultant will advise the winner of the paid-up process, and no correspondence will be entered into.
  • The prize is not exchangeable for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.
If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants or the winner participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

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Refer 2 Earn Promotion Terms & Conditions

Promotional Dates:
Commences: 01 December 2023

The Offer:

  1. A client who has previously taken a loan with Atlas Finance can refer a NEW client (a person who has NEVER taken a loan with Atlas Finance and that client successfully takes out a loan at Atlas Finance
  2. Upon successfully achieving point 1, the referrer will be eligible to earn a 7,5% commission of the loan amount
  3. Referrals to existing clients (someone who has previously taken a loan or has a current loan with Atlas Finance will not be eligible for commission
  4. Only one commission payout can be redeemed per new, successful referral
  5. You may earn a commission every time a new referral is successfully approved
  6. Atlas Finance sales representatives do not qualify for the promotion
  7. Existing Atlas Finance agents qualify for the promotion

The Referral Process:

  1. Receive an SMS from Atlas Finance containing your client ID.
  2. Give this code to your prospective Client that you are referring to Atlas Finance, who will need to provide it to the branch when applying for a loan
    1. This code MUST be given at the time of applying for the loan and not afterward
    2. Any code given after the loan has been issued will be null and void
    3. The referee must check that the code is captured correctly by the Atlas Finance branch
  3. Once the loan is approved and the code is assigned to the loan, then the referral will be validated by Head Office
  4. Once validation is complete, then the redemption of commission process will commence.
    1. This may take up to 2 weeks for validation

General:

  1. The promotion is held in accordance with the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act 4 of 2013, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.
  2. Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.
  3.  All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.
  4. In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.
  5. Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.
  6. If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.
  7. By participation in this promotion all entrants/winners participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.
  8. Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.
  9. By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

E and OE.

Keep Lit Waya Waya Promotion T&Cs

By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

The promotion will run from Saturday 15 July to Tuesday 15 August 2023.

The Prize:

You stand the chance to Win 1 of 10 Portable Power Stations when you take out a loan with Atlas Finance

To be eligible to receive an entry into the competition to Win 1 of 10 Portable Power Stations, you must:

  • Apply and be successfully granted a loan from Atlas Finance either via an in-branch application or online.
  • By SMSing your name to 44811, you will be granting permission for a consultant to contact you to discuss your financial needs.
  • Each successful loan granted during the promotional period will automatically be entered into the draw to win 1 of 10 Portable Power Stations.
  • The draw will be a fully audited process to ensure a fair process is followed in the selection of the 10 winners.
  • The 10 winners will be notified of their win and arrangements will be made to have the prize delivered to the winners.

The prize awarded is non-transferable and cannot be exchanged for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants/winners participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

E and OE.

Voucher Booklet Promotion T&Cs

By participating in this promotion, you agree to the following terms and conditions (promotion T&Cs), which are relevant to the promotion.

The promotion will run from Friday 18th November 2022 to 31 January 2023.

To be eligible to receive a voucher booklet, you must:

  • Apply and be successfully granted a loan from Atlas Finance.
  • Be an existing client of Atlas Finance

A voucher booklet will be given to each existing client by the consultant in the branch.
Should an existing client apply online:

  • The client will be given an option to collect their voucher booklet at their nearest Atlas Finance branch or to have the booklet couriered to them will be offered by the consultant.
  • Should the client be uncontactable after 3 attempts, the consultant will cease attempting to contact the client. In this instance, the client could contact the call centre on 0800 204679

Atlas Finance accepts no responsibility for lost voucher booklets.

The booklet must be taken as-is. The prize is not transferable and cannot be exchanged for cash.

The promotion is held in accordance with the Consumer Protection Act, 2008, of South Africa and specifically the regulations governing promotions. Any changes required to these terms and conditions in order to comply therewith will be affected without notice.

Atlas Finance’s directors, members, shareholders, partners, employees, agents, or consultants and their spouses, life partners, parents, children, siblings, business partners or associates, subsidiaries and/or holding companies are not eligible to participate in the promotion.

All information relating to this promotion and published on any promotional or advertising material forms part of these terms and conditions of the promotion.

In the event of a dispute, the decision of Atlas Finance will be final and binding on all aspects of this promotion and no correspondence will be entered into.

Atlas Finance, its directors, members, partners, employees, agents, consultants, suppliers, contractors, subsidiaries and/or holding companies are indemnified against and assume no liability whatsoever for any direct or indirect loss, harm or damage to person or property arising from an entrants’ participation in this promotion or for any loss or damage, howsoever arising.

If required by law or for whatever other reason at the discretion of Atlas Finance, Atlas Finance shall have the right to terminate this promotion with immediate effect or vary the Terms and Conditions thereof, and without notice of such termination or variation to any entrants or winners. In such event, all entrants hereby waive any rights that they may have against Atlas Finance for any direct or indirect damages and hereby acknowledge that they will have no recourse or claim of any nature whatsoever against either company, subsidiary, or holding company, their directors, members, partners, employees, agents or consultants.

By participation in this promotion all entrants/winners participating in this promotion agree that they do so strictly and entirely at their own risk and that Atlas Finance, its respective shareholders, directors, officers, employees, subcontractors, agents and/or affiliates, in whole or in part, shall not be liable for any loss, injury, death, and/or damage (including but not limited to general, consequential or special damages or loss of profits) of whatsoever nature and howsoever arising (including but not limited to whether directly or indirectly or whether or not by way of negligence) to any person and/or other person (third party), dependents, assignees, executors, trustees or legal representatives.

Atlas Finance reserves the right to amend these terms and conditions at any time without further notice.

By participating in the promotion, you agree to the promotion T&Cs & to receive marketing communication from Atlas Finance.

E and OE.